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The Tides
Community

The Tides panoramic Crystal Cove setting exemplifies the blend of privacy and privilege, capturing some of Orange County’s final preferred coastal view opportunities. Situated between Newport Beach and Laguna Beach, the gated community of Crystal Cove enjoys access to Crystal Cove State Park and beach, and surroundings of more than 3,000 acres of protected open space canyons and park lands. In addition to the irreplaceable treasure of land and sea that surround Crystal Cove, the community is in close proximity to cosmopolitan shopping, gourmet dining, and world-class business and financial centers, John Wayne Airport, and the charming Laguna Beach and Corona del Mar colonies. Nearby Newport Coast is home to renowned golf courses, and a host of yacht clubs dot the coastline of Newport Beach.

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DISCLOSURES
Loan funds are limited. Conventional, FHA & VA loan programs may be available at select neighborhoods on select home sites. Please visit the neighborhood pages at StandardPacificHomes.com for details. This example is based on a sales price of $650,000 with a 3.5% down payment and a minimum credit score of 620. The loan is a 30-year fixed rate FHA high balance loan in the base amount of $638,227 with an interest rate of 4.75% (5.56% APR) and monthly principal and interest payments of $3,233.80. Monthly taxes, HOA, mortgage insurance and hazard insurance are additional and are not included in the above payments. This program is available on loans through Standard Pacific Mortgage, Inc. for sales contracts that are signed and accepted on or before November 15, 2009. Home must close on or before December 20, 2009. The loan program and other loan terms described are subject to borrower credit qualification. For more details, visit your neighborhood sales office to speak with a Standard Pacific Sales Counselor. Interest rates, loan programs, sales price and payments are estimates only and are subject to change without notice. Restrictions may apply. Standard Pacific Mortgage, Inc. is licensed by the California Department of Real Estate, Real Estate Brokers License Number: 01227562; the Florida Department of Financial Services, Banking License Number: ML0700646 & MLB0701165, MLB100000336, MLB100000337 & MLB100000338; the Texas Savings & Loan Department, License Number: 44665; Standard Pacific Mortgage, Inc. is licensed by the Office of Consumer Credit Commission, License Numbers: 9005-42182, 9005-42813, 9005-48413 and 9005-48414; the Arizona State Department of Banking, Mortgage Banker License Numbers: 0905700, & 0106412; the Colorado Uniform Consumer Credit Code Supervised Lender’s License Numbers: 990089, 990089-001, 990089-002; the Nevada Department of Business and Industry, Mortgage Broker License Number: 2537; the North Carolina Commissioner of Banks AL-146109-101, 102, L-146109
California Real Estate License Number 01138346
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