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Destination Home A Financial Roadmap to Homeownership
 

Purchasing a home is likely one of the most significant financial decisions you will ever make. Standard Pacific Mortgage, Standard Pacific’s in-house lender, created Destination Home as an integral part of a full-service purchase package for homebuyers. Whether you need to save money for a down payment, build the required financial reserves, relieve debt, or simply reposition your financial portfolio, Destination Home is designed to help you achieve financial readiness in an average of six to twelve months.

The professional consultation you receive from your experienced Advisor is available at no cost, and associated fees for outsourced services may be recoverable if you purchase a Standard Pacific home.

To determine if Destination Home is for you, ask your Sales Representative for a loan prequalification application. Then a Loan Officer will contact you to discuss your financial readiness and, if necessary, recommend you for the program. Once you begin your journey down the path, homeownership may be right around the corner.

A custom financial roadmap to help you qualify for home financing may include a plan to:

  • Save Money for Down Payment
  • Build Up Required Reserves
  • Repair Credit
  • Increase Your FICO scores
  • Relieve Debt
  • Improve Debt-to-Income Ratio
  • Develop Budgeting Skills
For a free consultation, please call: (888) 460-8584

Plan available to potential Standard Pacific homebuyers. Not offered in South Carolina. Additional fees and restrictions may apply. Not all buyers will qualify for this plan. Plan subject to change without notice. Standard Pacific Mortgage, Inc. is licensed by: the California Department of Real Estate, Real Estate Brokers License Number: 01227562 the Florida Department of Financial Services, Banking License Number: MLML0700646, MLB0701165; ; the Texas Savings & Loan Department, License Number: 44665; the Office of Consumer Credit Commission, License Numbers: 9005-42182, 9005-42813, 9005-48413 and 9005-48414; the Arizona State Department of Banking, Mortgage Banker License Numbers: 0905700, 0106412 and 018954; the North Carolina Commissioner of Banks License Numbers: AL-146109-101, 102, L-146109;
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DISCLOSURES
All terms described above, including without limitation prices, programs, floor plans, features and dates, will vary by neighborhood and by home site, are subject to change without notice. However, Flex Cash and interest rate reduction through Standard Pacific Mortgage is available for sales contracts signed and accepted between March 5, 2010 and March 31, 2010.

Lower payments for the first year apply to 30-year fixed rate loans. The interest rate is reduced by 1% for months 1 through 12, and then reverts to the full fixed rate for the remaining term of the loan. The availability of specific mortgage loan types, interest rates, programs and other terms and assistance from Standard Pacific will vary by neighborhood and by home site, and are subject to borrower credit qualification. Mortgage loan assistance from Standard Pacific is limited to participating lenders. Other conditions may also apply. You must consult with a Standard Pacific Sales Representative for full details concerning applicable conditions.

Standard Pacific Mortgage, Inc. is licensed by the California Department of Real Estate, Real Estate Brokers License Number: 01227562; the Florida Department of Financial Services, Banking License Number: ML0700646 & MLB0701165, MLB100000336, MLB100000337 & MLB100000338; the Texas Savings & Loan Department, License Number: 44665; Standard Pacific Mortgage, Inc. is licensed by the Office of Consumer Credit Commission, License Numbers: 9005-42182, 9005-42813, 9005-48413 and 9005-48414; the Arizona State Department of Banking, Mortgage Banker License Numbers: 0905700, & 0106412; the Colorado Uniform Consumer Credit Code Supervised Lender’s License Numbers: 990089, 990089-001, 990089-002; the Nevada Department of Business and Industry, Mortgage Broker License Number: 2537; the North Carolina Commissioner of Banks AL-146109-101, 102, L-146109.