If you're a first-time buyer, or if you're just not sure that you're able to buy a home right now, our Destination Home program is a great resource for you.*
Standard Pacific Mortgage, Standard Pacific's in-house lender, created Destination Home to help our customers prepare for home loan approval. Whether you need to save money for a down payment, build your financial reserves, reduce debt, or make other financial preparations, Destination Home can help you get ready to buy in an average of three to six months.
To see if Destination Home is right for you, ask your sales representative for a loan prequalification application. A Standard Pacific Mortgage Loan Officer will follow up with you about your financial readiness, and recommend you for the Destination Home program if appropriate.
Our program begins with a free, professional consultation with an experienced Destination Home advisor. Based on your initial consultation, your advisor will create a custom financial roadmap to help you qualify for home financing. Your roadmap might include a plan to:
- Save money for a down payment
- Build up required cash reserves
- Improve your credit rating
- Improve your debt-to-income ratio
- Develop budgeting skills
See how Destination Home can help you. The consultation is free, so after you've prequalified with one of our Loan Officers, call us at (888) 460-8584 to make an appointment.