Mortgage Calculators

One of the first steps towards financing your home is deciding on a budget. Use our mortgage calculators to run some initial qualifying figures about your monthly mortgage payment, then talk to a Standard Pacific Mortgage Loan Officer to explore your home financing options. Our Mortgage Loan Officers will help determine the most effective way to qualify for the loan that best suits your needs.

Wondering about monthly payment? Get an estimate.

Monthly Payments

Want to estimate your monthly payments? Enter some basic information and we’ll do the rest (including figuring in your property taxes and homeowners’ insurance).

* Required Fields
Price of House *
Down Payment
Down Payment

The amount paid at closing that covers the difference between the sales price and loan amount
Length of Loan *
Length of Loan

The agreed period of time to repay the loan
Interest Rate *
Interest Rate

A percentage charged for the use of the money you borrow
Monthly Property Tax
Monthly Property Tax

The tax paid on the value of property owned
Monthly Home Insurance
Monthly Homeowners Insurance

An insurance policy protecting a home owner against damage or loss
Monthly HOA
Monthly HOA

Homeowner's Association Dues (HOA) are paid to maintain the community

Calculate Clear


Your Estimated Monthly payments would be

Principal and interest 0.00
Property tax 0.00
Homeowners' insurance 0.00
Home Owners Association 0.00
Estimated total monthly payment 0.00

Where do you want to live?


How much can you afford? Find your comfort zone.

The interactive mortgage calculators are made available as self-help tools and are not intended to provide investment or other financial advice.  All examples are hypothetical and for illustrative purposes only.  Standard Pacific does not guarantee or warrant the applicability or accuracy of any calculator results.  All calculations assume a qualified borrower.  The calculators assume a debt to income ratio of 45%.  As applicable, results may also assume or include estimates of down payment, principal, interest, taxes, insurance and other closing costs.  The calculators do not assume or reflect the cost of mortgage insurance.  Other fees that may be charged or apply may not be included in the calculations.  Assumed interest rates are hypothetical, subject to change at any time without notice, and not a guaranty of any actual interest rates. All loans are subject to completion of a loan application and underwriting review, and are available only for owner-occupied homes.