*This financing example is based on a sales price of $135,900 with a 0% down payment and a minimum credit score of 640. The mortgage is a USDA 30 year fixed rate loan in the amount of $138,618 (including financed upfront USDA guaranty fee) with an interest rate of 3.75% 4.303% APR and monthly payments of $953. Monthly principal and interest, taxes, annual guaranty fee, hazard insurance and HOA dues are included in the above payments. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to credit approval. USDA loans are subject to income and geographic eligibility criteria. Restrictions and conditions may apply. **This loan program is available through Standard Pacific Mortgage, Inc. licensed by Standard Pacific Mortgage, Inc. NMLS#89607 North Carolina Commissioner of Banks Mortgage Lender License Number: L-146109, L-146109-101, L-146109-102. Information and pricing is deemed reliable but not guaranteed. See Sales Representative for details.